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	<title>Welcome to EveryCloud &#187; BMV Deals</title>
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	<link>http://www.everycloud.org:/wordpress</link>
	<description>Providing Innovative Solutions for Property Investors</description>
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		<title>Do you have £10k spare for 3 months? If so read on&#8230;.2 bed property in Oldham available for you</title>
		<link>http://www.everycloud.org:/wordpress/2010/09/do-you-have-10k-spare-for-3-months-if-so-read-on-2-bed-property-in-oldham-available-for-you/</link>
		<comments>http://www.everycloud.org:/wordpress/2010/09/do-you-have-10k-spare-for-3-months-if-so-read-on-2-bed-property-in-oldham-available-for-you/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 09:21:58 +0000</pubDate>
		<dc:creator>EveryCloud</dc:creator>
				<category><![CDATA[BMV Deals]]></category>

		<guid isPermaLink="false">http://www.everycloud.org:/wordpress/?p=564</guid>
		<description><![CDATA[If you have £10k that you can spare for 3 months then read on. We have a 2 bed mid terrace property in Oldam &#8211; OL8 which requires a reasonable refurb.
This is an exchange with delayed (long stop) completion so you get the benefit of getting the mortgage based on the revised valuation.
This can be [...]]]></description>
			<content:encoded><![CDATA[<p>If you have £10k that you can spare for 3 months then read on. We have a 2 bed mid terrace property in <a href="http://www.everycloud.org/wordpress/files/1098.pdf" target="new">Oldam &#8211; OL8</a> which requires a reasonable refurb.</p>
<p>This is an exchange with delayed (long stop) completion so you get the benefit of getting the mortgage based on the revised valuation.</p>
<p>This can be a hands off project for you as we have a team of people ready to carry out the works. We estimate there is between 4-6 weeks of work at around £8k.</p>
<p>Once completed, this can be refinanced at 80% and you can pull out your £10k investment. We estimate you will have ONLY £1k LEFT IN the property and it will cashflow a minimum of £150pcm on a standard rental.</p>
<p>Should you prefer we can find you a tenant buyer which will improve these figures dramatically.</p>
<p>Click <a href="http://www.everycloud.org/wordpress/files/1098.pdf" target="new">here </a>to view the property details and more information on how to reserve this deal.</p>
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		<title>New 32% BMV Deal – £2k cash out. £125pc cashflow. Be quick</title>
		<link>http://www.everycloud.org:/wordpress/2009/11/new-32-bmv-deal-%e2%80%93-2k-cash-out-125pc-cashflow-be-quick/</link>
		<comments>http://www.everycloud.org:/wordpress/2009/11/new-32-bmv-deal-%e2%80%93-2k-cash-out-125pc-cashflow-be-quick/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 15:29:23 +0000</pubDate>
		<dc:creator>EveryCloud</dc:creator>
				<category><![CDATA[BMV Deals]]></category>

		<guid isPermaLink="false">http://www.everycloud.org:/wordpress/?p=239</guid>
		<description><![CDATA[Just available &#8211; a 3 bedroom semi in Wallsend, Newcastle upon Tyne, NE28.
A great house in ready to rent condition. 3 bedrooms with a futher loft room (not classed as bedroom 4). New kitchen fitted 2.5 years ago, new bathroom 4 years ago.
With a 75% product and the right approach to financing this could deliver [...]]]></description>
			<content:encoded><![CDATA[<p>Just available &#8211; a 3 bedroom semi in Wallsend, Newcastle upon Tyne, NE28.</p>
<p>A great house in ready to rent condition. 3 bedrooms with a futher loft room (not classed as bedroom 4). New kitchen fitted 2.5 years ago, new bathroom 4 years ago.</p>
<p>With a 75% product and the right approach to financing this could deliver c £2k cash out.</p>
<p>2.5% FF. £250 reservation fee payble to secure deal.</p>
<p>More details available on our <a href="http://www.everycloud.org/wordpress/bmv-deals/">BMV deals</a> page, contact us by <a href="mailto:info@everycloud.org">email</a> or phone on 000 158 3775 if you would like to reserve.</p>
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		<title>31% BMV- £200pcm cashflow, 16% gross yield. Be quick.</title>
		<link>http://www.everycloud.org:/wordpress/2009/11/new-31-bmv-deal/</link>
		<comments>http://www.everycloud.org:/wordpress/2009/11/new-31-bmv-deal/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 12:35:17 +0000</pubDate>
		<dc:creator>EveryCloud</dc:creator>
				<category><![CDATA[BMV Deals]]></category>

		<guid isPermaLink="false">http://www.everycloud.org:/wordpress/?p=203</guid>
		<description><![CDATA[Just available, a 31% BMV 2 bed flat (requires upgrade) in area suitale for DSS in Tipton, West Midlands. Property will produce £200+/month cashflow and a wopping 16% Gross Yield&#8230;
Lease has 65 years remaining &#8211; our broker has today advised that TMW require 35 years remaining at the end of a Mortgage Term, whilst BM [...]]]></description>
			<content:encoded><![CDATA[<p>Just available, a 31% BMV 2 bed flat (requires upgrade) in area suitale for DSS in Tipton, West Midlands. Property will produce £200+/month cashflow and a wopping 16% Gross Yield&#8230;</p>
<p>Lease has 65 years remaining &#8211; our broker has today advised that TMW require 35 years remaining at the end of a Mortgage Term, whilst BM require 30 &#8211; this means that both lenders would be ok with lending on this property. Naturally we would recommend you seek appropriate advice from your broker if you are uncertain.</p>
<p>More details available on our <a href="http://www.everycloud.org/wordpress/bmv-deals/">BMV deals</a> page, contact us by <a href="mailto:info@everycloud.org">email</a> or phone on 000 158 3775 if you would like to reserve.</p>
]]></content:encoded>
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		<title>Did you see BBC&#8217;s Inside out last night?</title>
		<link>http://www.everycloud.org:/wordpress/2009/11/did-you-see-bbcs-inside-out-last-night/</link>
		<comments>http://www.everycloud.org:/wordpress/2009/11/did-you-see-bbcs-inside-out-last-night/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 16:59:41 +0000</pubDate>
		<dc:creator>EveryCloud</dc:creator>
				<category><![CDATA[BMV Deals]]></category>
		<category><![CDATA[EveryCloud]]></category>

		<guid isPermaLink="false">http://www.everycloud.org:/wordpress/?p=172</guid>
		<description><![CDATA[Here at the EveryCloud office, having had personal experience with Ajay Ahuja, we loved every minute of seeing him exposed on BBC 1&#8217;s Inside Out last night. Let us tell you why and how this chain of events has ensured that we provide a solid service with our BMV deals.
If you missed it, or simply [...]]]></description>
			<content:encoded><![CDATA[<p>Here at the EveryCloud office, having had personal experience with Ajay Ahuja, we loved every minute of seeing him exposed on BBC 1&#8217;s Inside Out last night. Let us tell you why and how this chain of events has ensured that we provide a solid service with our BMV deals.</p>
<p>If you missed it, or simply would like to rewatch it then click here http:<a href="http://www.bbc.co.uk/iplayer/episode/b00nqhs4/Inside_Out_London_02_11_2009/" target="_blank" onclick="pageTracker._trackPageview('/outgoing/www.bbc.co.uk/iplayer/episode/b00nqhs4/Inside_Out_London_02_11_2009/?referer=');">//www.bbc.co.uk/iplayer/episode/b00nqhs4/Inside_Out_London_02_11_2009/</a></p>
<p>In 2008, Katie from this team purchased a Ready Made &#8220;too good to be true opportunity&#8221; from the Ahuja Group. Turns out that it was exactly that and after a few months of failed valuations and failure on the part of the Ahuja Group (who are actually a Sole Trader and not a company &#8211; Ajay himself), to either help to renegotiate the price of the deal or provide a refund, Katie took them to court. When the Judgement was awarded to her, Ahuja was given 30 days to pay in full which he ignored. She then engaged Landlord Action who started Bankruptancy proceedings against Ahuja, which again he ignored. Katie was then contacted by another investor who had successfully recovered money from Ajay and he kindly gave her Ajay&#8217;s home address. With this information. Katie then got Landlord Action to send the bailiffs to his home and they seized a vehicle which was removed from his house before he paid the debt in full&#8230;.</p>
<p>So what did we learn from this and how does this make US at EveryCloud good people to do business with?</p>
<p>1. Well, firstly we are transparent with our investors about due diligence we have carried out, and we actively encourage investors to do their own DD before we will assign them a deal.<br />
2. Our due dilligence on a property is real, factual and correct to the best of our knowledge. On several deals there will already be a RICS valuation that will support our figures.<br />
3. We don&#8217;t take huge (£4k) reservation fees for properties / deals &#8211; we take a sensible £250 now and the balance when the deal completes<br />
4. We will hold our investors hand through every part of the process<br />
5. We do not inflate the valuations on our BMV deals, frankly &#8211; what is the point?<br />
6. If there is a problem, we will do everything we can to get a resolve so all parties are happy. We only get paid in full when a deal completes so we actively work with our investors to ensure this happens.</p>
<p>We don&#8217;t want to be featured on anything like Inside Out, nor would we ever dream of investors having to go to such ridiculous extremes to get an answer.</p>
<p>Katie was lucky. She got all of her money back and learned some great lessons so she could watch last night&#8217;s programme witha big smile on her face. Unfortunately there are many other people out there that are still owed money who shouldn&#8217;t have to hope that he will do the &#8220;decent thing&#8221; and pay them back for deals that just didn&#8217;t materialise.</p>
<p>Have a look at our deals and see if there is anything that takes your fancy. Also, please do browse our Property Syndicate brochure to see the amazing opportunity we are offering here.</p>
<p>Over and out,</p>
<p>The EveryCloud Team</p>
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		<title>8 FLATS AVAILABLE &#8211; GRAVESEND</title>
		<link>http://www.everycloud.org:/wordpress/2009/10/8-flats-available-gravesend/</link>
		<comments>http://www.everycloud.org:/wordpress/2009/10/8-flats-available-gravesend/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 10:30:54 +0000</pubDate>
		<dc:creator>EveryCloud</dc:creator>
				<category><![CDATA[BMV Deals]]></category>

		<guid isPermaLink="false">http://www.everycloud.org:/wordpress/?p=96</guid>
		<description><![CDATA[RARE OPPORTUNITY!! 8 PROPERTIES IN SOUTH OF ENGLAND &#8211; GRAVESEND
BUY ONE or BUY ALL!
As someone who has expressed an interest in the BMV deals we have been sourcing, please find details of a new 23% BMV properties deal needing a well positioned Investor able to grab a great deal.
This flat has a net positive cashflow [...]]]></description>
			<content:encoded><![CDATA[<div><span style="font-size: small;"><strong>RARE OPPORTUNITY!! <span style="color: #ff0000; font-size: x-large;">8 PROPERTIES</span> IN SOUTH OF ENGLAND &#8211; GRAVESEND</strong></span></div>
<div><span style="font-size: small;"><strong>BUY ONE or BUY ALL!</strong><br />
As someone who has expressed an interest in the BMV deals we have been sourcing, please find details of a new 23% BMV properties deal needing a well positioned Investor able to grab a great deal.</p>
<p>This flat has a net positive cashflow of £150 pcm, and over £25k equity upon completion!!</p>
<p><span style="font-weight: bold; text-decoration: underline;">Key deal highlights:</span><br style="font-weight: bold;" /><br />
Property Location &#8211; Gravesend</span></div>
<div><span><span style="font-size: small;">Reason for sale &#8211; Developer<br />
</span></span></div>
<div>
<table style="border-collapse: collapse; height: 501px;" border="0" cellspacing="0" cellpadding="0" width="314">
<colgroup>
<col style="width: 143pt;" width="190"></col>
<col style="width: 116pt;" width="155"></col>
</colgroup>
<tbody>
<tr style="height: 15.75pt;" height="21">
<td style="width: 143pt; height: 15.75pt;" width="190" height="21"><span style="font-size: small;">Property Type</span></td>
<td style="width: 116pt;" width="155"><span style="font-size: small;">Flat</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">No of Beds</span></td>
<td style="padding-bottom: 0cm; padding-top: 0cm;"><span style="font-size: small;">1</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">Std construction</span></td>
<td style="padding-bottom: 0cm; padding-top: 0cm;"><span style="font-size: small;">Brick</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">Ex Local Auth</span></td>
<td style="padding-bottom: 0cm; padding-top: 0cm;"><span style="font-size: small;">No</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">If Flat Lease length</span></td>
<td style="padding-bottom: 0cm; padding-top: 0cm;"><span style="font-size: small;">999 yr</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">Ground Rent/Maint</span></td>
<td style="padding-bottom: 0cm; padding-top: 0cm;"><span style="font-size: small;">£1378 pa</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">General Condition</span></td>
<td><span style="font-size: small;">Very Good</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">Last decorated</span></td>
<td style="padding-bottom: 0cm; padding-top: 0cm;"><span style="font-size: small;">New</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">Double Glazed</span></td>
<td style="padding-bottom: 0cm; padding-top: 0cm;"><span style="font-size: small;">Yes</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">Central Heating</span></td>
<td style="padding-bottom: 0cm; padding-top: 0cm;"><span style="font-size: small;">Yes</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="padding-bottom: 0cm; padding-top: 0cm; height: 15.75pt;" height="21"><span style="font-size: small;">Reception Rooms</span></td>
<td style="padding-bottom: 0cm; padding-top: 0cm;"><span style="font-size: small;">1</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"><span style="font-size: small;">Conservatory</span></td>
<td><span style="font-size: small;">No</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"><span style="font-size: small;">Private Rent</span></td>
<td><span style="font-size: small;">£550</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"><span style="font-size: small;">LHA Rent</span></td>
<td><span style="font-size: small;">£525</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"><span style="font-size: small;"><br />
</span></td>
<td><span style="font-size: small;"><br />
</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"><span style="font-size: small;">Value</span></td>
<td><span style="font-size: small;">£110,000  RICS</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"><span style="font-size: small;">Mortgage<span> </span>(incl Arr Fee)</span></td>
<td><span style="font-size: small;">£82,500</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"><span style="font-size: small;">Cash In Required</span></td>
<td><span style="font-size: small;">£6,250</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"></td>
<td></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"><span style="font-size: small;">Equity</span></td>
<td><span style="font-size: small;">£27,500</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"></td>
<td></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"></td>
<td></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"></td>
<td><span style="font-size: small;"></p>
<p></span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="height: 15.75pt;" height="21"></td>
<td><span style="font-size: small;"><br />
</span></td>
</tr>
<tr style="height: 15.75pt;" height="21">
<td style="font-weight: bold; height: 15.75pt; text-decoration: underline;" height="21"><span style="font-size: small;">Finders Fee</span></td>
<td style="font-weight: bold; text-decoration: underline;"><span style="font-size: small;">£1,400</span></td>
</tr>
</tbody>
</table>
</div>
<p><span style="font-size: medium;"> </span></p>
<div><span style="font-size: medium;"><br />
<span style="font-size: small;">For more details, terms and pictures please reply to this email or call 0800 158 3775.</p>
<p>A £250 reservation fee will be required from the successful investor to take this deal, with the balance of the Fee due upon completion.</span></span><span style="font-size: small;"></p>
<p>Yours</p>
<p>Katie &amp; Martin<br />
Every Cloud</span></div>
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